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Nokia 6.1 Plus (Nokia 6X) Specs and Price

Nokia 6.1 Plus (Nokia 6X) Specs and Price
Nokia 6.1 Plus

Following the launch of the Nokia 6X in China, HMD has a follow up released in Hong Kong exactly the same except for slight differences I will mention later. You might be thinking, why this move from HMD, the thing is the Nokia 6X is made for China while the Nokia 6.1 Plus is more of an international model. What differentiates the two apart from the reason mention before is that the Nokia 6.1 Plus will be running Android One while the Nokia X6 won’t.

Where to Buy Nokia Nokia 6.1 Plus

Jumia Nigeria – See Offers | Jumia Kenya – See Offers | Jumia Ghana – See Offers

Nokia 6.1 Plus Key Specs and Features 5.8-inch, IPS LCD capacitive touchscreen, 1080 x 2280 pixels (432 ppi) Android 8.1 Oreo (Android One) Octa-core Qualcomm SDM636 Snapdragon 636 CPU with 4GB RAM 64GB built-in storage, up to 400GB with a memory card Dual 16MP + 5MP rear camera and a 16MP front camera 4G LTE Fingerprint sensor (rear) 3, 060mAh non-removable Li-Ion battery

Nokia 6.1 Plus

Design and DIsplay

HMD Global made the new smartphone with a notch, joining the list of the ever-increasing notched smartphones. The Nokia 6.1 Plus has a rather smaller notch compared to the others with a good use of the space up front. Have it in mind that most smartphone makers are including a notch to increase the ground display covers which in this case serves its purpose. The rear has the dual camera and flash lined up toward the middle followed by the fingerprint reader beneath them.

The smartphone has a top notched screen as far as mid-range smartphones go and with minimal bezels hugging the screen. Also, there’s the notch which is smaller compared to the others and a bit of small chin too with Nokia written on it. A resolution of 1080 x 2280 pixels grace the 5.8-inch screen and with Corning Gorilla Glass 3 reinforcement.

Battery and Camera

Smartphones like this one are not usually cut out for those long hours of use and the reason is their battery capacity is like in this case meagre. Considering how most people engage their phone nowadays, the 3, 060mAh here might not just be enough to the end of the day. Not to worry though, the phone comes with Quick Charge 3.0, a fast way of getting the battery juice back up.

Taking pictures primarily now involves a dual camera on the rear side and the Nokia 6.1 Plus happens to be on that side of the optics. The front camera is tied up at 16MP which is not a bad proposal at all considering you’ll get AI optimization and a nice portrait mode too. On the reverse, there are two cameras a 16MP main sensor and a 5MP secondary camera at the back.

Hardware and Software

There’s quite a solid setup in the Nokia 6.1 Plus made up of fairly powerful mid-range components. First is the Qualcomm Snapdragon 636 processor working hand in hand with an Adreno 509 GPU. To make things work smoothly, you’re provided with 4GB RAM and 64GB storage expandable to 400GB. The smartphone will ship with Android One meaning you’ll be getting updates and security patches from Google directly.

Nokia 6.1 Plus Pricing and Availability

The smartphone is on sale at different online stores and sales centre for just about 100, 000 Naira depending on your location and the deal.

Nokia 6.1 Plus Specs

Here are a few specs of the Nokia 6.1 Plus:

General Features Platform: Android 8.1 Oreo (Android One) Processor: Octa-core Qualcomm SDM636 Snapdragon 636 GPU: Adreno 509 Memory: 4GB/6GB RAM Colours: Black, Blue, White Dimension: 147.2 x 71 x 8 mm Weight: 151g SIM Type: Nano SIM SIM Count: Dual SIM Display Display: 5.8-inch, IPS LCD capacitive touchscreen, 1080 x 2280 pixels (432 ppi) Screen Protection: Corning Gorilla Glass 3 Camera Rear Camera: Dual 16MP + 5MP camera, 2160@30fps, 1080p Video@30fps Rear Camera Features: Autofocus, LED flash, Geo-tagging, touch focus, face detection, panorama Front Camera: 16MP camera, 1080p Video@30fps Storage Built-in Storage: 64GB Memory Card Support: Yes, up to 400GB Bundled Cloud Storage: – Network Support 2G GSM: Yes 2G CDMA 1X:3G WCDMA: Yes 3G CDMA EVDO:4G LTE: Yes Internet & Connectivity GPRS: Yes EDGE: Yes 3G/WCDMA/HSPA: Yes HSPA+: 42.2/5.76Mbps CDMA EVDO:4G LTE: LTE Cat 4 150/50Mbps WLAN: Wi-Fi 802.11 a/b/g/n/ac, dual-band, WiFi Direct Wi-Fi Hotspot: Yes Bluetooth: Yes, v5.0 with A2DP, LE, AptX NFC:Infrared Blaster:USB Port: USB Type-C 2.0 Messaging SMS/MMS: Yes Instant Messaging: Yes Push Emails: Yes Email Protocol: – Entertainment Music Player: MP3/AAC+/WAV/Flac player Video Player: MP4/H.264 player FM Radio: Yes Loudspeaker: Yes 3.5mm Jack: Yes Navigation Navigation: Yes, with A-GPS, GLONASS, BDS Maps: Yes Sensors & Control Digital Compass: Yes Accelerometer: Yes Proximity Sensor: Yes Light Sensor: Yes Barometer:SpO2:Pedometer:Heart Rate Monitor:Gyroscope: Yes Fingerprint Scanner: Yes, (rear) Iris Scanner:Face Unlock: Yes Intelligent Digital Assistant:Motion Sensing / Gesture Control:Voice Control: – Other Features Video Streaming: Yes Active Noise Cancellation: Yes Wireless Charging:Built-in Mobile Payment:Water Resistant:Dust Resistant:Image Editor: Yes Video Editor: Yes Document Viewer: Yes Document Editor: Yes Battery Battery: 3, 060mAh non removable Li-Ion battery Talktime:Standby Time:Fast Charging: Yes

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Nokia 5.1 Plus Specs and Price
Nokia 5.1 Plus

HMD initially released the smartphone same way the Nokia X6 was released before the Nokia 6.1 Plus, the Nokia X5 was released first in China and then the Nokia 5.1 Plus as an international version of the same smartphone was released. The catch here is that the new smartphone is part of the Android One program thereby ensuring it receives updates from Google directly. As you might have figured out, the Nokia 5.1 Plus is a more budget version of the Nokia 6.1 Plus but carries the same fundamental look.

Where to Buy Nokia 5.1 Plus

Jumia Nigeria – See Offers | Jumia Kenya – See Offers | Jumia Ghana – See Offers

Nokia 5.1 Plus Key Specs and Features 5.84-inch, IPS LCD capacitive touchscreen, 1520 x 720 pixels (287 ppi) Android 8.1 Oreo (Android One) Octa-core MediaTek Helio P6o CPU with 3GB/4GB RAM 32GB/64GB built-in storage, up to 256GB with a memory card Dual 13MP + 5MP rear camera and 8MP front camera 4G LTE Fingerprint reader (rear) 3, 060mAh non-removable Li-Ion battery

Nokia 5.1 Plus

Design and Display

Both smartphones share the same outlook, talking about the Nokia 5.1 Plus and 6.1 Plus. Facing you is a notch with a large screen estate and bottom bezel with Nokia inscribed on it. On the other end, the dual camera is arranged in a similar manner as in the 6.1 Plus centrally at the upper part with an ideally placed fingerprint sensor under. Overall, the build appears to be solid and uniform covered with glass on both sides but has a plastic frame.

The screen is notched which is the first to get your attention as well as the thin bezels and the extent to which the screen covers the front porch. Although, it is nothing spectacular yet it does look quite beautiful still. Sporting a display size of 5.84-inch and a resolution of 1520 x 720 pixels it is inferior to what you have on the Nokia 6.1 Plus.

Battery and Camera

The capacity remains the same which is small but hopefully, with the low-resolution display, it’ll last a bit longer. Labelled with a 3, 060mAh capacity, the smartphone only has about an average usage time at best. On the upside, there is a USB Type-C port and fast charging available.

In the area of photography, the smartphone continues the trend of dual rear camera with a 13MP and 5MP camera duo. Dual camera or not, this is a significant downgrade from what you have on the Nokia 6.1 Plus including the 8MP camera featured by the smartphone.

Hardware and Software

For the Nokia 5.1 Plus, there is a change in chipset and not just that, it is now from a different tech company – MediaTek. The smartphone is powered by MediaTek’s new mid-range chipset, the Helio P60 which has been hyped to be quite a performer. You also get to work with the Mali-G72 MP3 GPU taking on graphics.

This is one of those smartphones that has two models varying in RAM and storage. For the Nokia 5.1 Plus, there is a 3GB RAM paired with 32GB internal storage option and another with 4GB RAM, 64GB storage space. Being an international version, it will have Android One inside.

Pricing and Availability

The Nokia 5.1 Plus will be sold in various online stores and smartphone retail centres for about 57, 000 Naira based on the deal you’re presented with and your location.

Nokia 5.1 Plus Specs

Here are a few specs of the Nokia 5.1 Plus:

General Features Platform: Android 8.1 Oreo (Android One) Processor: Octa-core MediaTek Helio P60 GPU: Mali-G72 MP3 Memory: 3GB/4GB RAM Colours: Black, Blue, White Dimension: 149.5 x 72 x 8.1 mm Weight: 160g SIM Type: Nano SIM SIM Count: Dual SIM Display Display: 5.86-inch, IPS LCD capacitive touchscreen, 1520 x 720 pixels (287 ppi) Screen Protection: – Camera Rear Camera: Dual 13MP + 5MP camera, 1080p Video@30fps Rear Camera Features: Autofocus, LED flash, Geo-tagging, touch focus, face detection, panorama Front Camera: 8MP camera, 720p Video@30fps Storage Built-in Storage: 32GB/64GB Memory Card Support: Yes, up to 256GB Bundled Cloud Storage: – Network Support 2G GSM: Yes 2G CDMA 1X:3G WCDMA: Yes 3G CDMA EVDO:4G LTE: Yes Internet & Connectivity GPRS: Yes EDGE: Yes 3G/WCDMA/HSPA: Yes HSPA+: 42.2/5.76Mbps CDMA EVDO:4G LTE: LTE Cat 4 150/50Mbps WLAN: Wi-Fi 802.11 a/b/g/n/ac, dual-band, WiFi Direct Wi-Fi Hotspot: Yes Bluetooth: Yes, v4.2 with A2DP, LE NFC:Infrared Blaster:USB Port: USB Type-C 2.0 Messaging SMS/MMS: Yes Instant Messaging: Yes Push Emails: Yes Email Protocol: – Entertainment Music Player: MP3/AAC+/WAV/Flac player Video Player: MP4/H.264 player FM Radio: Yes Loudspeaker: Yes 3.5mm Jack: Yes Navigation Navigation: Yes, with A-GPS, GLONASS, BDS Maps: Yes Sensors & Control Digital Compass: Yes Accelerometer: Yes Proximity Sensor: Yes Light Sensor: Yes Barometer:SpO2:Pedometer:Heart Rate Monitor:Gyroscope: Yes Fingerprint Scanner: Yes, (rear) Iris Scanner:Face Unlock: Yes Intelligent Digital Assistant:Motion Sensing / Gesture Control:Voice Control: – Other Features Video Streaming: Yes Active Noise Cancellation: Yes Wireless Charging:Built-in Mobile Payment:Water Resistant:Dust Resistant:Image Editor: Yes Video Editor: Yes Document Viewer: Yes Document Editor: Yes Battery Battery: 3, 060mAh non removable Li-Ion battery Talktime:Standby Time:Fast Charging: Yes

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5 Best Xiaomi Smartphones in 2018
5 Best Xiaomi Smartphones In 2018

So you want a best Xiaomi smartphone this year? Well! We have rounded up here five best smartphones you can pick from. We have listed smartphones from different ranges so you can easily decide and pick the best option in time.

Xiaomi is one of best smartphone in the world with tons of impressive options. The company is the addict of rapidly introducing new smartphones, it has covered all segments out there, from entry-level to high-end flagships. In many regions, the company has emerged as one of the leading brands because of its quality products.

This is an innovative brand with a keen focus on trends, it does produce new phones covering all trends along with some innovative features, Mi Mix series is one nice example to prove this. It is not necessary to buy a smartphone from a company whose name you see first.

Be sure to find out what it is in general, examine everything before making a selection. The price of range in affordable-market is now capable to open access to the choice of smartphones with trending innovations, chasing them is not worth the head. Remember that innovation has its price. It is possible to install a dual camera, which will be useless, the manufacturer gave up the quality screen.

Xiaomi Mi Mix 2s

Xiaomi Mi Mix 2S

One of the great options with powerful specs under eye-catching design. You can consider it one of the best bezel-less smartphone that can meet your demands at peak. This is a nice to pick the option with the shiny body you can pick in white and black colors option.

It has a large 5.99 inches display based on 1080 x 2160 pixels (Full HD+) resolution. It offers you 18:9 aspect ratio with around 82% screen to body ratio.

You get the aluminum frame and 2.5D glass material on the back and front side. The rear side contains ceramic material which looks quite beautiful. It has a minimal chick featuring the front-facing camera. Overall, it gives you premium feelings when using.

This phone is powered by an Octa-core processor and you can pick it with 6GB or 8GB RAM option. Storage options range from 64GB to 256GB and you do not have an option to extend internal storage with SD card.

It has power camera setups for both sides. The rear side is equipped with two 12 AI cameras. AI (artificial intelligence) effect does try to give you a great photography experience.  One main 12MP sensor contains f/1.8 aperture, 1/2.55″ sensor, and 1.4 µm pixels.

The secondary 12MP camera tries to enhance performance with an f/2.4 aperture (helpful for amazing daylight photography). You can record sharp 4K videos and slow-motion videos at 240 frames per second. The Xiaomi Mi Mix 2s has a 4000mAh huge battery which let you live more than a day.

Xiaomi Mi 8

Xiaomi Mi 8

Do you like to have a powerful phone with trendy stuff out there? You should focus on Xiaomi Mi 8, this is another bezel-less smartphone that comes with the so-called notch.

The company has made it available in gorgeous design under the premium material and yes you can hide the notch if you hater of it. This is one of a top-class rival to other flagships available in the market including Galaxy S9, iPhone X and OnePlus 6. It does offer you minimal design, very thin bezels and solid material for a shiny look.

It does offer you 6.21 inches Super AMOLED display, the OLED display panel is optimized for high color contrast at 600nit. It has Octa-Core processor clocked at 2.8 GHz processing power. It has a 6GB RAM and you can pick it in three options, 64GB, 128GB, and 256GB.

What about photography? This phone has amazing cameras for capturing images that can inspire others. It comes with a 12MP primary camera which is equipped with a f/1.8 aperture, 4-axis OIS for smooth image stabilization and dual pixel PDAF.

The secondary camera is 12MP which has an f/2.4 aperture you can use to have great impressive daylight photography. This setup containing two cameras can capture vivid photographs at night as well. When it comes to the front side, it offers you 20MP camera with f/2.0 aperture and it can record full HD videos.

And it has no 3.5mm jack but does not worry as you can use USB C to 3.5mm convert to handle this issue. Xiaomi has powered this phone up with a 3400mAh you can charge fast. This should easily let you stay connected with the world for more than a day.

Xiaomi Mi A2

Xiaomi Mi A2

This is one of best mid-ranger with AI dual camera setup. This smartphone has a 5.99-inches display with 1080p resolution. You can pick the phone in many stunning colors including Flame Red, Sand Gold, Black, Pink, and Blue.

This is another handset with an 18:9 aspect ratio you can buy. This phone has an Octa-Core processor, 4 x 2.2 GHz + 4x 1.8 GHz, you can get it in 4GB and 6GB RAM option. For internal storage, Xiaomi has used 64GB and 128GB ROMs, along with up to 256GB SD card slot.

The interesting part, it comes with an AI dual camera setup which let you have amazing photography experience at the normal price tag. It has two Sony sensors, one is main 12MP Sony IMX486 sensor with 1/2.9″ size and one is 20MP IMX376 with 1/2.8″ sensor size.

The camera has f/1.75 aperture so you can capture sharp images in low light conditions. Even, the front-facing camera has the ability to inspire the world, it comes with a 20MP front-facing camera with AI tools.

You can enjoy a wide range of photography tools that let you enhance your experience with Xiaomi phones among mid-rangers. This smartphone is powered by a 3010mAh battery, a normal improvement to A1. You can charge this phone fast with 5V/2A chargers.

Xiaomi Redmi 6 Pro/Mi A2 Lite

Xiaomi Redmi 6 Pro

This smartphone comes with a 5.84 inches display and resolution 2280 x 1080 points, the aspect ratio is 19:9. The choice of memory manufacturer is not stinted and offered three modifications: 3/32 GB, 4/32 GB, and 4/64 GB.

The set of cameras in this smartphone standard: frontal single and double rear. Taking front-sided photo is possible sensor to 5 MP, and the main camera received two sensors, where the main is 12 MP and to help given the second is 5 MP.

Almost certainly, with good daylight, the camera will give a decent picture, but in the evening the image will lose in detail and contrast.

One of the pleasant moments in Xiaomi Redmi 6 Pro, the presence of battery on 4000 mAh. With such a battery, the device will easily survive until the end of the day and the stated time of work in talk mode, p to 34 hours. Xiaomi Redmi 6 Pro fully meets those tasks that put ordinary users in front of the smartphone. This is one of the most inexpensive devices that does not offer anything supernatural. Average performance, normal cameras, and faceless design-alas, the mandatory costs of the budget segment here legislated.

Xiaomi Redmi 6

Xiaomi Redmi 6

Xiaomi Redmi 6 is not very tall, it does offer a sleek and beautiful design. Dimensions of devices from a ruler Remis dimensions of the device more or less everything is clear. Only the thickness of the Redmi 6 is thrown in the eye, compared to the Redmi 5 – 8.3 mm against 7.7 mm.

That’s a pretty noticeable difference. The capacity is the same as that of Redmi 5a, with a similar thickness of smartphones. The weight of Redmi 6 is 164 grams.

The appearance leaves much to be desired, at least in the photos the smartphone looks just unpresentable. Huge side frames around the screen, this is not what you would like to see in the smartphone mid-2018.

This phone does not have a cutout in the screen, although the screen does have proportions of 18:9 as the predecessor. The frames on the top and bottom are quite impressive, although the machine is still more compact than last year’s smartphones with 16:9 screens with the same diagonal display.

The case of the phone is made of metal, but there are two small end inserts made of plastic. The main camera is double and located in the upper left corner at the junction of the plastic insert and metal panel.

To the right of it is a flash, and in the middle of the upper part of the rear panel, fingerprint scanner. It is noteworthy that the external speaker grille is located in the lower part of the rear panel, as in the model Redmi Note 3 of the year 2015.

At the bottom end there is only a micro-USB connector and a conversational microphone and on the top-the second microphone and headphone jack. The IR port in the smartphone is not provided, and it is perplexing.

It has a dual camera sensor. The double main chamber, installed in Redmi 6, is devoted a lot of time to the presentation, telling how much it has become better, compared to the previous generation. The camera is equipped with sensors for 12 and 5 MP (F/2.2), pixel size 1.25 microns.

There is a LED flash. Comparing them to the picture, it seems that the framework on Redmi 6 is almost twice wider than that of Redmi 5. If this actually turns out to be so, this fact can alienate many users who are accustomed to living up to the times and get with the new device more and more subtle frames, and not vice versa.

The company has used the processor from MediaTek. The company’s progress in this direction is not clear. Smartphones of the company with Chip MediaTek produced very seldom and in most cases did not enjoy high demand. But it is not necessary to write off processors Helio from accounts. It looks pretty good on paper.

The battery on 3000 mAh, battery capacity I’d like more. But again, we cannot say anything about the autonomy of these smartphones. Reduced to 5.45 inches diagonal screen and processor made by a 12-nanometrology process, perhaps this is exactly what makes the battery of this capacity-a good choice for this device.

The main “driving force” of the smartphone is a new 4-core processor Mediatek Helio A22 with a clock frequency of 2.0 GHz. The Redmi 6 will be available in two versions: 3/32 GB and 4/64 GB.

Related Topics Xiaomi Mi A1 Xiaomi Mi Mix 2 How to Buy a Smartphone Xiaomi Redmi 5 Best 4G Phones Cheap Android Phones Best Android Phones Compare Prices of Mobile Phones

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5 Ways to Produce a Plagiarism-Free Content for your Website
5 Ways to Write a Plagiarism-free content for your Website

As a business seeking to thrive online, there are a couple of SEO strategies you must have already taken up as well as tools to better your chances of ranking high on search engines, which explains why many website owners use SERP tracker online, for keenly keeping tabs on any further advancements that might have an implication on your SEO efforts.

Without a doubt, content generation is among the top areas of consideration for any SEO strategy, simply because it is the value you provide to your audience, who ultimately control your performance on search engines. This means that your content should be unique and relevant to your course.

Lucky for you, there are a couple of ways to ensure you create content that is unique and free from plagiarism, and here are 5 of the best:

Quote Sources

This is perhaps the commonest way to stay off the plagiarism route. Quoting acknowledges the original writer of the content. While quoting, ensure you pick out phrases and sentences exactly as they are especially because no one wants to be misquoted or have their information misrepresented.

If you resolve to quote people’s sentences and statements, be sure it naturally blends with the flow of your content. Quoting must be done correctly, and avoid over-quoting someone’s work, because that strikes off as you not being well informed about the topic you are writing on.

Cite and Reference your Sources

Especially for complex topic matters, it can be difficult to independently come up with content, forcing you to rely on other sources to find out more on what they have already determined.

Still, this does not excuse you to plagiarize, which is why you should cite your sources, using the different formats, that is, APA, MLA, Chicago, among others. Depending on the nature of your website, pick out a format that gels well with your type of writing and brand specifications.

Be sure to correctly cite journals, books, and other sites correctly as would the preferred citing style, by creating a comprehensive reference list at the end of your article.

Paraphrase Phrases and Sentences

This is ideally common for blogs and personal websites that are not necessarily academic in nature, even though is occasionally relied on by other websites too. Paraphrasing is a great way to share information that has already been shared in a clever manner that does not entirely use the same perspective of structure or thought.

When paraphrasing, be careful to structure your sentences and phrases differently so that in no way will your content be identically similar to that in another site.

Determine Unique Topic Approaches

Plagiarism is bound to happen if all you do is recreate topics that have already been discussed over and over again. The problem with this is, apart from struggling to compete in the already saturated topic space, you risk duplicating the same content, which is even distasteful to search engines.

As per your keyword research insights, come up with unique topic approaches, so that you can stand out as a legit source of information while still staying away from plagiarism.

When creating your content, ensure you pick out a topic you are interested in, and if the topic is already determined for you, invest in it to gain interest, so that you can swiftly patch in different ideas into your own original content.

Try to incorporate the different types of content, so that the images, videos and info-graphs not only increase the richness of your content but also sets you apart from other peoples content.

Even though plagiarism checks will still pick up similar wordings and phrases, these different formats potentially push you to further elaborate your points in your own words, which will result to plagiarism-free content.

Review your Work before Publishing

Sometimes plagiarism is not intentional, and with a simple act of reviewing your work before publishing, you can ensure that your site is free from plagiarism. Ensure you further revise your paraphrased phrases and statements, ensuring that they are not only unique and in your style of writing, but that they actually make sense and naturally flow with the rest of the work.

Manually check that all your efforts to achieve a plagiarism-free piece of work are in order, and consider taking a step further by running a plagiarism check for your content.

There are a couple tools that technology has provided that scan through your work to determine the percentage of plagiarism detected from your work. The higher the percentage, the more plagiarized your work is, and this can taint your overall reputation.

 

There are so many types of plagiarism, all of which can direly negatively implicate your website, which could cost you your credibility, ranking, or worse, your entire brand. With these easy tips, get ready to create exciting unique content for your website, but more importantly, do proper research to fully understand the topic so that you do not feel the need to plagiarize.

Related Topics Best VPS Hosting Best Web Hosting Cost of Building a Website Best WordPress Hosting Best Cloud Hosting How to Build a Shopify Store Best eCommerce Software Dedicated Server Hosting 6 Reasons to Build a Website for your Business How to Blog

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Nigerian Startups Win Big at Visa’s Everywhere Initiative SSA Finals
Nigerian startups Win Big at Visa’s Everywhere Initiative SSA Finals

Nigerian startups CredPal and Zowasel win in the Merchant Payments and Financial Inclusion challenges respectively

Lagos, Nigeria; 25 July 2018: Visa (NYSE:V), the world’s leader in digital payments, announced Nigerian startups CredPal and Zowasel as winners in the Merchant Payments and Financial Inclusion challenges of its first ever Sub Saharan Africa (SSA) Everywhere Initiative, a global program aimed at startups and designed to encourage the development of the next big thing in payments. The winning solutions beat 10 other contenders selected from 238 submissions to emerge as champions.

The SSA program was structured around three real life business challenges:

Merchant Payments Challenge: How to enable smaller merchants to accept payments in-store digitally OR Provide a safe and secure solution for online merchants to drive eCommerce and reduce cash on delivery? Social Business Payments Challenge: How can startups use Visa’s APIs to leverage mass reach and social media partner platforms like Facebook to help businesses operating in fast-paced consumer centric environments improve cash flow and receive payments? Financial Inclusion Challenge: How can startups leverage technology to provide services that are functional for illiterate customers to provide them with secure transaction experiences that build and enhance their confidence in the banking system?

Nigerian startup, CredPal, won the “Merchant Payments” challenge and US$25,000 for its solution that allows business and individuals to pay for purchases in installments across online and offline merchants by providing them with instant access to credit at the point of checkout. The merchant then fulfills the order and is paid in full while the customer pays CredPal back in fixed monthly installments.

Nigerian startups Win Big at Visa’s Everywhere Initiative SSA FinalsWinners of Visa’s Everywhere Initiative in Sub Saharan Africa. From left, Jerry Oche, Founder and CEO of Zowasel (Financial Inclusion Challenge winner), Eric Thimba, Co-founder and CEO of Mookh Africa (Social Business Payments Challenge and overall winner) and Mofehintolu Olaogun, CEO of CredPal (Merchant Payments Challenge winner)

Zowasel, another Nigerian startup, developed a solution which connects under-financed smallholder farmers with investors via mobile phone-based P2P lending and marketplace sales, as well as gives them access to best agricultural practices. They won in the “Financial Inclusion” challenge. The SSA edition of Visa’s Everywhere Initiative is also the first time that startups have been given a challenge specific to financial inclusion since it was launched in 2015.

Mookh Africa developed a social business payments solution which makes it easy for people in Africa to buy and sell on Facebook, Instagram, and Twitter. Once the seller creates an online store on Mookh, they can embed it into their Facebook page.  The Kenyan startup won both the “Social Business Payments” challenge as well as the overall prize for its idea. The company took home US$50,000 and the opportunity to work with Visa to develop the concept further.

Geraldine Mitchley, Senior Director – Digital Solutions, sub-Sahara Africa at Visa, said:

“We have had the privilege of working with some of the best minds in the region over the last few months and the selected three category winners have the potential to truly change the way people pay in the region. We congratulate Mookh Africa, CredPal, and Zowasel and thank all the finalists for participating in the Everywhere Initiative.”

She added:

“The future of digital payments will be shaped through collaboration and we look forward to working with our startup partners to transform the payments landscape over the coming years to the benefit of consumers, merchants and issuers alike. It’s an exciting time in Africa’s payments and fintech space.”

Oluwakemi Okunsanya, General Manager: Visa West Africa, said:

“Visa is proud to play its part in Africa by enabling a smart economy powered by secure digital payments. This vision comes to life when we can collaborate with passionate minds and foster an entrepreneurial ecosystem where innovators can thrive.  Today, we saw this passion and innovation first-hand; and we are excited to build on the technologies that have secured the top positions in each of these challenges. Together with Visa and our financial institution partners, we would love to see at least some of these become a reality for consumers in the near future.”

Carmen Whatley, Managing Director, Accenture Digital Financial Services and one of the judges for the final said:

“VEI is a very powerful initiative. Africa is always made to feel like the lost continent and today we saw what is coming out of the continent. It was mind-blowing and a reminder that good ideas are everywhere. I am energized. It was amazing for me to see that we had a panel of judges who came from very different backgrounds and looked at this from very different angles; and we unanimously decided on the winners. There were very clear, innovative ideas; or ones with phenomenal social impact. All the winners have incredible ideas for Africa – from opening up access to finance for customer, to linking up small farmers with financers – biggest highlight has been seeing these ideas and their social impact.”

Visa’s Everywhere Initiative is a global program designed to support the company’s goal of fostering the growth of next generation payment technologies.

This is the first time Visa has rolled out its Everywhere Initiative in Sub Sahara Africa and shortlisted fintechs from Kenya, Nigeria, South Africa, Uganda and Zambia took part in the final pitch event. To date, nearly 2,100 fintech startups from across North America, Latin America, Europe and Asia have participated.

Related Topics E-Payment for Merchants & Shops in a Cashless Nigeria Mobile Money e-payment in Nigeria e-payment in Nigeria ATM card security Stopping one transaction scratch cards InterSwitch Verve e-payment solution Valucard e-payment Internet Banking in Nigeria Mobile Banking in Nigeria

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